What is Health Insurance?
And why you need it
Health insurance plans help cover expenses in case of medical emergencies, and help you stay on top of preventative health-care services. Health insurance coverage can save you money on doctor’s visits, preventative care, prescription drugs, and more.
Health Insurance basics
Types of Health Insurance
Doctor visits, hospital care, prescriptions, pregnancy, childbirth, mental health, and more
No denial for preexisting conditions, no time limits
Average monthly premium of $400
Limited to providers in network. Visits, tests, treatments are usually limited.
Usually lower cost
Generally lower premium, no or low deductible
Few restrictions out of network, but benefits better in network.
More flexible than HMO.
Usually higher premium, and some deductible
Have any questions?
We’ve got you covered!
Who needs Health Insurance?
Health risks and uncertainty are a part of life, so everyone should have some type of coverage. Health Insurance provides essential financial assistance in times of medical emergencies. Insurance can reimburse the insured for expenses incurred from injury or illness. Insurers can also pay the provider directly.
What type of Health Insurance should I get?
Each situation is unique to the insured. Determine whether you prefer more coverage and higher premiums, or lower premiums and higher out-of-pocket costs. Also, make sure your plan will pay for necessary care. Speak with an agent to find the perfect plan.
What kind of insurance plans do you offer?
At InsurancePlans, we offer insurance plans of all kinds. This includes Medicare, health, life, auto, and home.
Is it cheaper to buy insurance through InsurancePlans?
Each family has a very specific lifestyle and income. InsurancePlans instantly shops and compares rates for you to find the coverage that best fits your unique needs and budget.
How do you help people find the right plan?
We can help you find insurance plans of all kinds. We represent many top-rated insurance companies. You can be sure to find the plan that matches your unique need.
What makes InsurancePlans different?
InsurancePlans is your one stop for medical coverage. The difference is that it’s our top priority to give you peace of mind that you and your family are protected.
Is InsurancePlans an insurance company?
InsurancePlans is not an insurance company. We shop some of the most trusted insurance companies on your behalf, making the process simple and convenient.
Why choose us
Find the right coverage
Compare the offers and medicare companies. Take your time reviewing the offers and choosing the policy that is right for you.
Best prices on policies
We'll sort through over 200 health insurance companies and find the best rates available in your area. We'll even check discounts.
We'll ask you a few questions about the medicare insurance coverage you are looking for. Don't worry, it's easy, free and only takes 1 minute.
We help you save time and money so you can focus on what's important in your life.
It was fun and easy!
Great rates, super simple. At first, I was concerned the rate I was given was inaccurate. I couldn’t believe it – the final rate was quoted. The customer service was great and their follow up is amazing. I would highly recommend to anyone looking for insurance.
I normally dread working with people over the phone, but I had a great experience from the beginning to end. Everyone I spoke with was kind, knowledgeable, and a pleasure to talk to. It was all the help and positivity. I was kept informed and updated throughout the process of finding the right insurance plan.
Fast and easy!
It was fast and easy! I was becoming overwhelmed juggling so many insurance plan options. With InsurancePlans the agent put my mind at ease and made the whole process simple and quick. I feel so much better, and I KNOW I have found the best plan for me.